Determine which insurer offers the best rates Determine which insurer offers the best policies Determine financial strength of an insurance company Determine which agent to use locally, A nonparticipating policy will provide a return of premium provide tax advantages not pay dividends give policyowners special privileges, A rating from a rating service company, such as A.M. Best, Which of the following is NOT considered advertising? Shirley has a $500,000 10-year-non-renewable level term life policy. If the annuitant dies before the annuity start date, The premiums paid plus interest earned will be given to the beneficiary, Anyone who makes a fraudulent statement on an insurance application in order to obtain benefits from an insurance company. In most insurance policies, the insurer is the only one who makes a legally binding promise to pay insured claims. Loan against the cash value Policy withdrawal Policy dividend Death benefit, A business will typically use which type of life insurance to cover their employees? Which of the following does a life insurance policy summary normally include? Food C. Plant D. Zucchini. B) Offer and acceptance 2. Ron has a life insurance policy with a face value of $100,000 and a cost of living rider. Under the Fair Credit Reporting Act, what is the maximum penalty that may be imposed on Ken? D) Offer and acceptance must be involved, B) Equal consideration is required between the involved parties, A contract requires y=f(x)=10x5x+1535if0x3if3